{"id":70,"date":"2022-05-17T16:56:16","date_gmt":"2022-05-17T16:56:16","guid":{"rendered":"https:\/\/courses.lumenlearning.com\/suny-mcc-cos3\/chapter\/chapter-5-review\/"},"modified":"2022-06-29T21:21:31","modified_gmt":"2022-06-29T21:21:31","slug":"chapter-5-review","status":"publish","type":"chapter","link":"https:\/\/courses.lumenlearning.com\/suny-mcc-cos3\/chapter\/chapter-5-review\/","title":{"raw":"Chapter 5 Activities &amp; Resources","rendered":"Chapter 5 Activities &amp; Resources"},"content":{"raw":"<div class=\"textbox key-takeaways\">\r\n<h3>Key Takeaways for review<\/h3>\r\n<ol>\r\n \t<li>What is your plan to set\u00a0financial goals and priorities for yourself?<\/li>\r\n \t<li>Discuss your plans for paying for college and setting a personal budget.<\/li>\r\n<\/ol>\r\n<\/div>\r\n<div class=\"textbox exercises\">\r\n<h3>SUNY Smart track - Financial Avenue<\/h3>\r\nMCC has teamed up with Inceptia to give you a leg up on financial education via the Smart Track financial literacy tool, Financial Avenue. Trust us: getting a handle on your money doesn\u2019t have to feel overwhelming or restrictive. It\u2019s all about empowering yourself with basics and planning from there. With Financial Avenue, the idea is to provide you with information about the following\u00a0smart resources to help demystify the world of personal finance.\r\n\r\n<img class=\"alignright\" src=\"https:\/\/fa.financialavenue.org\/marketing\/Knowl_nerd.jpg\" width=\"259\" height=\"288\" \/>\r\n<ul>\r\n \t<li>College and Money<\/li>\r\n \t<li>Credit and Protecting Your Money<\/li>\r\n \t<li>Debt and Repayment<\/li>\r\n \t<li>Earning Money<\/li>\r\n \t<li>FAFSA<\/li>\r\n \t<li>Foundations of Money<\/li>\r\n \t<li>Future of Your Money<\/li>\r\n \t<li>Loan Guidance<\/li>\r\n \t<li>Psychology of Money<\/li>\r\n \t<li>Spending and Borrowing<\/li>\r\n<\/ul>\r\nWe get it, sometimes financial education can be pretty boring and it doesn\u2019t always make a lot of sense if you don\u2019t know how to put your knowledge into action. But, Financial Avenue keeps you on your toes with quizzes, videos, interactive tools, and customized action plans at the end of each course. With all these tools,\u00a0it's pretty easy to know exactly what you can begin doing RIGHT NOW to put your financial knowledge to good use. After all, the Knowl says there\u2019s no time like the present.\r\n\r\nThe Knowl is here to help you get Knowl-edgeable about money.\r\n<ul>\r\n \t<li>Get started by visiting <a href=\"http:\/\/www.suny.edu\/smarttrack\/literacy\/\">www.suny.edu\/smarttrack\/literacy<\/a>.<\/li>\r\n \t<li>Once there, select the appropriate box for \u201cProspective Student\u201d or \u201cCurrent Student.\u201d\r\n<ul>\r\n \t<li>Current students will select from the list and will then be taken to the account creation page.<\/li>\r\n \t<li>Prospective students will automatically be taken to the account creation page.<\/li>\r\n<\/ul>\r\n<\/li>\r\n \t<li>To create your account, you\u2019ll need your school-specific email address and a password of your choosing.<\/li>\r\n<\/ul>\r\n<\/div>\r\n<div class=\"textbox key-takeaways\">\r\n<h3>Financing Your Education<\/h3>\r\nConsider the following questions as you create your educational financial plan:\r\n<ul>\r\n \t<li>How much will it cost for you to complete your degree at Monroe Community College including tuition, fees, and textbooks?<\/li>\r\n \t<li>If you plan to transfer, how much will it cost for you to finish your degree at a 4-year college or university, include tuition, fees, and textbooks?<\/li>\r\n \t<li>Based on what you plan to complete, what would be the total approximate cost of getting a certificate, associate's degree, or bachelor\u2019s degree?<\/li>\r\n \t<li>If you took out a loan for this amount, how long would it take you to pay off the loan and what will your monthly payments be?<\/li>\r\n<\/ul>\r\n<\/div>\r\n<div class=\"textbox examples\">\r\n<h3>financial Resources<\/h3>\r\n<strong>DREAMKEEPERS<\/strong>: a program designed to help students stay in college when they are faced with an unforeseen financial emergency. Students can apply for both financial assistance and access to resources and services. Apply online at <a href=\"https:\/\/monroecc.dreamkeepers.org\">https:\/\/monroecc.dreamkeepers.org.<\/a>\r\n\r\n<strong>DWIGHT<\/strong>: <b>D<\/b>oing\u00a0<b>W<\/b>hat\u00a0<b>I<\/b>s\u00a0<b>G<\/b>ood and\u00a0<b>H<\/b>ealthy\u00a0<b>T<\/b>ogether, is a campus food pantry initiative created to support students in need of food and additional resources to help those that are having difficulties making ends meet. You can find more information here:\u00a0<a href=\"https:\/\/www.monroecc.edu\/depts\/stucenter\/dwight\/\">DWIGHT | Student Life &amp; Leadership | Monroe Community College (monroecc.<\/a>edu<a href=\"https:\/\/www.monroecc.edu\/depts\/stucenter\/dwight\/\">)<\/a>\r\n\r\n<strong>FINANCIAL AID<\/strong>: apply for financial aid at <a href=\"https:\/\/www.monroecc.edu\/tuition-aid\/\" target=\"_blank\" rel=\"noopener\">www.monreocc.edu\/go\/finaid.<\/a>\r\n\r\n<strong>FINANCIAL AID MEAL<\/strong> <strong>PLAN<\/strong>: allows students to use financial aid as a credit on their MCC ID\u00a0at Sodexo Dining locations on the Brighton and Downtown campuses.<strong>\u00a0<\/strong>\r\n\r\n<strong>SCHOLARSHIPS ONLINE<\/strong>: apply for scholarships with one easy application. Hundreds of available scholarships totaling more than $1 million! To apply, visit <a href=\"http:\/\/www.monroecc.edu\/go\/scholarships\">www.monroecc.edu\/go\/scholarships<\/a>.\r\n\r\n<strong>SINGLE STOP<\/strong>: an initiative that centralizes resources such as financial counseling and education, legal benefits, and free tax preparation. Single Stop seeks to enable students to achieve financial stability and social mobility while working toward MCC graduation.\r\n\r\n<\/div>\r\n<div class=\"textbox tryit\">\r\n<h3>MCC Libraries<\/h3>\r\nThis chapter in your textbook covers important topics like time management theory, your use of time, procrastination, and getting your space and mind ready for studying.\r\n\r\nFollow this link for additional resources: <a href=\"https:\/\/libguides.monroecc.edu\/COS2\/learning\" target=\"_blank\" rel=\"noopener\"> https:\/\/libguides.monroecc.edu\/COS2\/learning<\/a>\r\n\r\n<img class=\"alignleft wp-image-3418\" src=\"https:\/\/s3-us-west-2.amazonaws.com\/courses-images\/wp-content\/uploads\/sites\/2932\/2018\/02\/08171643\/Library-Logi-300x77.png\" alt=\"Library Services, Monroe Community College\" width=\"200\" height=\"51\" \/>If you have questions or need help accessing MCC Libraries, let us know at libraries@monroecc.edu or 585-292-2303.\r\n\r\n<\/div>","rendered":"<div class=\"textbox key-takeaways\">\n<h3>Key Takeaways for review<\/h3>\n<ol>\n<li>What is your plan to set\u00a0financial goals and priorities for yourself?<\/li>\n<li>Discuss your plans for paying for college and setting a personal budget.<\/li>\n<\/ol>\n<\/div>\n<div class=\"textbox exercises\">\n<h3>SUNY Smart track &#8211; Financial Avenue<\/h3>\n<p>MCC has teamed up with Inceptia to give you a leg up on financial education via the Smart Track financial literacy tool, Financial Avenue. Trust us: getting a handle on your money doesn\u2019t have to feel overwhelming or restrictive. It\u2019s all about empowering yourself with basics and planning from there. With Financial Avenue, the idea is to provide you with information about the following\u00a0smart resources to help demystify the world of personal finance.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignright\" src=\"https:\/\/fa.financialavenue.org\/marketing\/Knowl_nerd.jpg\" width=\"259\" height=\"288\" alt=\"image\" \/><\/p>\n<ul>\n<li>College and Money<\/li>\n<li>Credit and Protecting Your Money<\/li>\n<li>Debt and Repayment<\/li>\n<li>Earning Money<\/li>\n<li>FAFSA<\/li>\n<li>Foundations of Money<\/li>\n<li>Future of Your Money<\/li>\n<li>Loan Guidance<\/li>\n<li>Psychology of Money<\/li>\n<li>Spending and Borrowing<\/li>\n<\/ul>\n<p>We get it, sometimes financial education can be pretty boring and it doesn\u2019t always make a lot of sense if you don\u2019t know how to put your knowledge into action. But, Financial Avenue keeps you on your toes with quizzes, videos, interactive tools, and customized action plans at the end of each course. With all these tools,\u00a0it&#8217;s pretty easy to know exactly what you can begin doing RIGHT NOW to put your financial knowledge to good use. After all, the Knowl says there\u2019s no time like the present.<\/p>\n<p>The Knowl is here to help you get Knowl-edgeable about money.<\/p>\n<ul>\n<li>Get started by visiting <a href=\"http:\/\/www.suny.edu\/smarttrack\/literacy\/\">www.suny.edu\/smarttrack\/literacy<\/a>.<\/li>\n<li>Once there, select the appropriate box for \u201cProspective Student\u201d or \u201cCurrent Student.\u201d\n<ul>\n<li>Current students will select from the list and will then be taken to the account creation page.<\/li>\n<li>Prospective students will automatically be taken to the account creation page.<\/li>\n<\/ul>\n<\/li>\n<li>To create your account, you\u2019ll need your school-specific email address and a password of your choosing.<\/li>\n<\/ul>\n<\/div>\n<div class=\"textbox key-takeaways\">\n<h3>Financing Your Education<\/h3>\n<p>Consider the following questions as you create your educational financial plan:<\/p>\n<ul>\n<li>How much will it cost for you to complete your degree at Monroe Community College including tuition, fees, and textbooks?<\/li>\n<li>If you plan to transfer, how much will it cost for you to finish your degree at a 4-year college or university, include tuition, fees, and textbooks?<\/li>\n<li>Based on what you plan to complete, what would be the total approximate cost of getting a certificate, associate&#8217;s degree, or bachelor\u2019s degree?<\/li>\n<li>If you took out a loan for this amount, how long would it take you to pay off the loan and what will your monthly payments be?<\/li>\n<\/ul>\n<\/div>\n<div class=\"textbox examples\">\n<h3>financial Resources<\/h3>\n<p><strong>DREAMKEEPERS<\/strong>: a program designed to help students stay in college when they are faced with an unforeseen financial emergency. Students can apply for both financial assistance and access to resources and services. Apply online at <a href=\"https:\/\/monroecc.dreamkeepers.org\">https:\/\/monroecc.dreamkeepers.org.<\/a><\/p>\n<p><strong>DWIGHT<\/strong>: <b>D<\/b>oing\u00a0<b>W<\/b>hat\u00a0<b>I<\/b>s\u00a0<b>G<\/b>ood and\u00a0<b>H<\/b>ealthy\u00a0<b>T<\/b>ogether, is a campus food pantry initiative created to support students in need of food and additional resources to help those that are having difficulties making ends meet. You can find more information here:\u00a0<a href=\"https:\/\/www.monroecc.edu\/depts\/stucenter\/dwight\/\">DWIGHT | Student Life &amp; Leadership | Monroe Community College (monroecc.<\/a>edu<a href=\"https:\/\/www.monroecc.edu\/depts\/stucenter\/dwight\/\">)<\/a><\/p>\n<p><strong>FINANCIAL AID<\/strong>: apply for financial aid at <a href=\"https:\/\/www.monroecc.edu\/tuition-aid\/\" target=\"_blank\" rel=\"noopener\">www.monreocc.edu\/go\/finaid.<\/a><\/p>\n<p><strong>FINANCIAL AID MEAL<\/strong> <strong>PLAN<\/strong>: allows students to use financial aid as a credit on their MCC ID\u00a0at Sodexo Dining locations on the Brighton and Downtown campuses.<strong>\u00a0<\/strong><\/p>\n<p><strong>SCHOLARSHIPS ONLINE<\/strong>: apply for scholarships with one easy application. Hundreds of available scholarships totaling more than $1 million! To apply, visit <a href=\"http:\/\/www.monroecc.edu\/go\/scholarships\">www.monroecc.edu\/go\/scholarships<\/a>.<\/p>\n<p><strong>SINGLE STOP<\/strong>: an initiative that centralizes resources such as financial counseling and education, legal benefits, and free tax preparation. Single Stop seeks to enable students to achieve financial stability and social mobility while working toward MCC graduation.<\/p>\n<\/div>\n<div class=\"textbox tryit\">\n<h3>MCC Libraries<\/h3>\n<p>This chapter in your textbook covers important topics like time management theory, your use of time, procrastination, and getting your space and mind ready for studying.<\/p>\n<p>Follow this link for additional resources: <a href=\"https:\/\/libguides.monroecc.edu\/COS2\/learning\" target=\"_blank\" rel=\"noopener\"> https:\/\/libguides.monroecc.edu\/COS2\/learning<\/a><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignleft wp-image-3418\" src=\"https:\/\/s3-us-west-2.amazonaws.com\/courses-images\/wp-content\/uploads\/sites\/2932\/2018\/02\/08171643\/Library-Logi-300x77.png\" alt=\"Library Services, Monroe Community College\" width=\"200\" height=\"51\" \/>If you have questions or need help accessing MCC Libraries, let us know at libraries@monroecc.edu or 585-292-2303.<\/p>\n<\/div>\n","protected":false},"author":538461,"menu_order":4,"template":"","meta":{"_candela_citation":"[]","CANDELA_OUTCOMES_GUID":"","pb_show_title":"on","pb_short_title":"","pb_subtitle":"","pb_authors":[],"pb_section_license":""},"chapter-type":[],"contributor":[],"license":[],"class_list":["post-70","chapter","type-chapter","status-publish","hentry"],"part":65,"_links":{"self":[{"href":"https:\/\/courses.lumenlearning.com\/suny-mcc-cos3\/wp-json\/pressbooks\/v2\/chapters\/70","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/courses.lumenlearning.com\/suny-mcc-cos3\/wp-json\/pressbooks\/v2\/chapters"}],"about":[{"href":"https:\/\/courses.lumenlearning.com\/suny-mcc-cos3\/wp-json\/wp\/v2\/types\/chapter"}],"author":[{"embeddable":true,"href":"https:\/\/courses.lumenlearning.com\/suny-mcc-cos3\/wp-json\/wp\/v2\/users\/538461"}],"version-history":[{"count":5,"href":"https:\/\/courses.lumenlearning.com\/suny-mcc-cos3\/wp-json\/pressbooks\/v2\/chapters\/70\/revisions"}],"predecessor-version":[{"id":225,"href":"https:\/\/courses.lumenlearning.com\/suny-mcc-cos3\/wp-json\/pressbooks\/v2\/chapters\/70\/revisions\/225"}],"part":[{"href":"https:\/\/courses.lumenlearning.com\/suny-mcc-cos3\/wp-json\/pressbooks\/v2\/parts\/65"}],"metadata":[{"href":"https:\/\/courses.lumenlearning.com\/suny-mcc-cos3\/wp-json\/pressbooks\/v2\/chapters\/70\/metadata\/"}],"wp:attachment":[{"href":"https:\/\/courses.lumenlearning.com\/suny-mcc-cos3\/wp-json\/wp\/v2\/media?parent=70"}],"wp:term":[{"taxonomy":"chapter-type","embeddable":true,"href":"https:\/\/courses.lumenlearning.com\/suny-mcc-cos3\/wp-json\/pressbooks\/v2\/chapter-type?post=70"},{"taxonomy":"contributor","embeddable":true,"href":"https:\/\/courses.lumenlearning.com\/suny-mcc-cos3\/wp-json\/wp\/v2\/contributor?post=70"},{"taxonomy":"license","embeddable":true,"href":"https:\/\/courses.lumenlearning.com\/suny-mcc-cos3\/wp-json\/wp\/v2\/license?post=70"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}