Introduction to Budgeting

Photo showing the back of a young woman standing in a supermarket holding a shopping basket staring down a long aisle of "bulk foods."

A budget is telling your money where to go instead of wondering where it went.

—Dave Ramsey, financial author

Learning Objectives

By the end of this section, you will be able to:

  • Describe budgeting strategies and the pros and cons of budgeting
  • Identify the steps necessary to create a personal budget


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