{"id":271,"date":"2016-02-12T00:48:19","date_gmt":"2016-02-12T00:48:19","guid":{"rendered":"https:\/\/courses.candelalearning.com\/lumencollegesuccess\/?post_type=chapter&#038;p=271"},"modified":"2020-07-29T23:19:26","modified_gmt":"2020-07-29T23:19:26","slug":"credit","status":"publish","type":"chapter","link":"https:\/\/courses.lumenlearning.com\/waymaker-collegesuccess\/chapter\/credit\/","title":{"raw":"Introduction to Credit","rendered":"Introduction to Credit"},"content":{"raw":"<p class=\"p1\"><img class=\"aligncenter wp-image-1065\" src=\"https:\/\/s3-us-west-2.amazonaws.com\/courses-images-archive-read-only\/wp-content\/uploads\/sites\/1110\/2016\/04\/20175227\/22854356310_47e000fa59_b-1024x681.jpg\" alt=\"decorative image\" width=\"701\" height=\"466\" \/><\/p>\r\n\r\n<blockquote>\r\n<p class=\"p1\"><span class=\"s1\">Procrastination is like a credit card: it's a lot of fun until you get the bill. <\/span><\/p>\r\n<p class=\"p1\" style=\"text-align: right;\"><span class=\"s1\">\u2014<\/span><span class=\"s1\">Christopher Parker, actor<\/span><\/p>\r\n<\/blockquote>\r\n<div class=\"textbox learning-objectives\">\r\n<h3>Learning Objectives<\/h3>\r\nBy the end of this section, you will be able to:\r\n<ul>\r\n \t<li style=\"font-weight: 400;\">Describe the opportunities, risks, and rewards of owning a credit card<\/li>\r\n \t<li style=\"font-weight: 400;\">Define credit history and identify resources for assistance with credit issues<\/li>\r\n<\/ul>\r\n<\/div>\r\n<h2>Contribute!<\/h2><div style=\"margin-bottom: 8px;\">Did you have an idea for improving this content? We\u2019d love your input.<\/div><a href=\"https:\/\/docs.google.com\/document\/d\/1wof5VGTkOi0K0Xgmy3KVDNo97zGwh6U_B_F3yVtUUKg\" target=\"_blank\" style=\"font-size: 10pt; font-weight: 600; color: #077fab; text-decoration: none; border: 2px solid #077fab; border-radius: 7px; padding: 5px 25px; text-align: center; cursor: pointer; line-height: 1.5em;\">Improve this page<\/a><a style=\"margin-left: 16px;\" target=\"_blank\" href=\"https:\/\/docs.google.com\/document\/d\/1vy-T6DtTF-BbMfpVEI7VP_R7w2A4anzYZLXR8Pk4Fu4\">Learn More<\/a>","rendered":"<p class=\"p1\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-1065\" src=\"https:\/\/s3-us-west-2.amazonaws.com\/courses-images-archive-read-only\/wp-content\/uploads\/sites\/1110\/2016\/04\/20175227\/22854356310_47e000fa59_b-1024x681.jpg\" alt=\"decorative image\" width=\"701\" height=\"466\" \/><\/p>\n<blockquote>\n<p class=\"p1\"><span class=\"s1\">Procrastination is like a credit card: it&#8217;s a lot of fun until you get the bill. <\/span><\/p>\n<p class=\"p1\" style=\"text-align: right;\"><span class=\"s1\">\u2014<\/span><span class=\"s1\">Christopher Parker, actor<\/span><\/p>\n<\/blockquote>\n<div class=\"textbox learning-objectives\">\n<h3>Learning Objectives<\/h3>\n<p>By the end of this section, you will be able to:<\/p>\n<ul>\n<li style=\"font-weight: 400;\">Describe the opportunities, risks, and rewards of owning a credit card<\/li>\n<li style=\"font-weight: 400;\">Define credit history and identify resources for assistance with credit issues<\/li>\n<\/ul>\n<\/div>\n<h2>Contribute!<\/h2>\n<div style=\"margin-bottom: 8px;\">Did you have an idea for improving this content? We\u2019d love your input.<\/div>\n<p><a href=\"https:\/\/docs.google.com\/document\/d\/1wof5VGTkOi0K0Xgmy3KVDNo97zGwh6U_B_F3yVtUUKg\" target=\"_blank\" style=\"font-size: 10pt; font-weight: 600; color: #077fab; text-decoration: none; border: 2px solid #077fab; border-radius: 7px; padding: 5px 25px; text-align: center; cursor: pointer; line-height: 1.5em;\">Improve this page<\/a><a style=\"margin-left: 16px;\" target=\"_blank\" href=\"https:\/\/docs.google.com\/document\/d\/1vy-T6DtTF-BbMfpVEI7VP_R7w2A4anzYZLXR8Pk4Fu4\">Learn More<\/a><\/p>\n\n\t\t\t <section class=\"citations-section\" role=\"contentinfo\">\n\t\t\t <h3>Candela Citations<\/h3>\n\t\t\t\t\t <div>\n\t\t\t\t\t\t <div id=\"citation-list-271\">\n\t\t\t\t\t\t\t <div class=\"licensing\"><div class=\"license-attribution-dropdown-subheading\">CC licensed content, Original<\/div><ul class=\"citation-list\"><li>Outcome: Credit. <strong>Provided by<\/strong>: Lumen Learning. <strong>License<\/strong>: <em><a target=\"_blank\" rel=\"license\" href=\"https:\/\/creativecommons.org\/licenses\/by\/4.0\/\">CC BY: Attribution<\/a><\/em><\/li><\/ul><div class=\"license-attribution-dropdown-subheading\">CC licensed content, Shared previously<\/div><ul class=\"citation-list\"><li>Image of credit card offer booth. <strong>Authored by<\/strong>: Find a Future. <strong>Located at<\/strong>: <a target=\"_blank\" href=\"https:\/\/flic.kr\/p\/APyxU3\">https:\/\/flic.kr\/p\/APyxU3<\/a>. <strong>License<\/strong>: <em><a target=\"_blank\" rel=\"license\" href=\"https:\/\/creativecommons.org\/licenses\/by\/4.0\/\">CC BY: Attribution<\/a><\/em><\/li><\/ul><\/div>\n\t\t\t\t\t\t <\/div>\n\t\t\t\t\t <\/div>\n\t\t\t <\/section>","protected":false},"author":277,"menu_order":16,"template":"","meta":{"_candela_citation":"[{\"type\":\"cc\",\"description\":\"Image of credit card offer booth\",\"author\":\"Find a Future\",\"organization\":\"\",\"url\":\"https:\/\/flic.kr\/p\/APyxU3\",\"project\":\"\",\"license\":\"cc-by\",\"license_terms\":\"\"},{\"type\":\"original\",\"description\":\"Outcome: Credit\",\"author\":\"\",\"organization\":\"Lumen Learning\",\"url\":\"\",\"project\":\"\",\"license\":\"cc-by\",\"license_terms\":\"\"}]","CANDELA_OUTCOMES_GUID":"ab949e6d-8ebd-4204-b451-9452c2f6dc19","pb_show_title":"on","pb_short_title":"","pb_subtitle":"","pb_authors":[],"pb_section_license":""},"chapter-type":[],"contributor":[],"license":[],"class_list":["post-271","chapter","type-chapter","status-publish","hentry"],"part":135,"_links":{"self":[{"href":"https:\/\/courses.lumenlearning.com\/waymaker-collegesuccess\/wp-json\/pressbooks\/v2\/chapters\/271","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/courses.lumenlearning.com\/waymaker-collegesuccess\/wp-json\/pressbooks\/v2\/chapters"}],"about":[{"href":"https:\/\/courses.lumenlearning.com\/waymaker-collegesuccess\/wp-json\/wp\/v2\/types\/chapter"}],"author":[{"embeddable":true,"href":"https:\/\/courses.lumenlearning.com\/waymaker-collegesuccess\/wp-json\/wp\/v2\/users\/277"}],"version-history":[{"count":14,"href":"https:\/\/courses.lumenlearning.com\/waymaker-collegesuccess\/wp-json\/pressbooks\/v2\/chapters\/271\/revisions"}],"predecessor-version":[{"id":3619,"href":"https:\/\/courses.lumenlearning.com\/waymaker-collegesuccess\/wp-json\/pressbooks\/v2\/chapters\/271\/revisions\/3619"}],"part":[{"href":"https:\/\/courses.lumenlearning.com\/waymaker-collegesuccess\/wp-json\/pressbooks\/v2\/parts\/135"}],"metadata":[{"href":"https:\/\/courses.lumenlearning.com\/waymaker-collegesuccess\/wp-json\/pressbooks\/v2\/chapters\/271\/metadata\/"}],"wp:attachment":[{"href":"https:\/\/courses.lumenlearning.com\/waymaker-collegesuccess\/wp-json\/wp\/v2\/media?parent=271"}],"wp:term":[{"taxonomy":"chapter-type","embeddable":true,"href":"https:\/\/courses.lumenlearning.com\/waymaker-collegesuccess\/wp-json\/pressbooks\/v2\/chapter-type?post=271"},{"taxonomy":"contributor","embeddable":true,"href":"https:\/\/courses.lumenlearning.com\/waymaker-collegesuccess\/wp-json\/wp\/v2\/contributor?post=271"},{"taxonomy":"license","embeddable":true,"href":"https:\/\/courses.lumenlearning.com\/waymaker-collegesuccess\/wp-json\/wp\/v2\/license?post=271"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}